Create Space (where I am getting my printed books) has a very easy to use Cover Creator tool. Granted, the cover designs are limited, but what do I expect when there is no cost involved. Beggars can't be choosers in my mind. I can utilize CS's stock photos or utilize someone else's. I have chosen to use Pixabay which has a very impressive collection of free stock photos.
|E-book cover (which rocks in my opinion)|
|Cover design (without title/author) in question...|